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FROM: Your Finance/Business Department
Think Like a Chief Financial Officer
With many farm businesses now multimillion-dollar operations and the operating risk in agriculture increasing, it makes sense for farmers to assume a corporate mindset and think like a chief financial officer, says a Purdue University ag economist.
Supply Concerns Drive Crop Prices
While corn, soybean, and wheat prices have shown strength this summer, a price rally of this magnitude may be difficult to sustain, says a University of Illinois Extension ag economist.
What You Need to Know About Negligence Liability
If you’re a landowner, you probably don’t like to think about the possibility that you could face financial liability for injuries that occur on your land. By addressing this issue appropriately, however, you can prevent one unfortunate incident from jeopardizing the viability of your ag business.
Learning the Lessons of Commodity Price Cycles
It might be coincidence that commodity price spike cycles have occurred about every 30 years in the past century, or there may be supply and demand explanations. Regardless, there are lessons for farmers, says a Purdue University ag economist.
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Farmers Ranchers Co-op has a source for your financing needs: COFINA FINANCIAL!
Input and Operating Loans
Cofina Financial offers two loan types to cover the capital you need to run your operations. Either straight lines of credit or revolving lines of credit are available. Through our network of Country Business Partners, we work with your integrated financing needs, delivering quick turnarounds on loan approvals at competitive rates. Loans typically mature in one year; however, extensions for marketing may be granted.
Complete financing packages available for all production agriculture and livestock operations needs.
Crop Production expenses:
- Chemicals
- Fertilizer
- Seed
- Crop insurance
- Irrigation expenses
- Repairs
- Petroleum
Livestock Financing expenses:
- Refinancing home-raised calves for retained ownership
- Backgrounding feeder cattle
- Finishing fat cattle
- Breeder livestock
- Feeder cows
- Dairy heifers
- Labor expenses
- Protein supplements, vet supplies
Complete operating line can also include:
- Rent
- Family living
- Hedging
- Transportation
Contact the Farmers Ranchers Cooperative main office at 402-387-2811 and we will put you in touch with a Cofina Country Business Partner to assist in your financing needs.
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